Terms of Service

What FluxBill is

FluxBill is a bill command center — an informational tool that helps you organize your bills, track due dates, understand payment pressure, and know what needs your attention next. It is an early-stage product currently in active development and testing.

Not financial advice

FluxBill is an informational tool only. Nothing in the app — including bill priority rankings, FluxScore, cash coverage calculations, payment guidance, or dashboard insights — constitutes financial advice. FluxBill does not know your full financial situation and cannot replace the judgment of a qualified financial professional.

Always consult a financial professional before making decisions that affect your finances.

Your responsibilities

You are responsible for entering accurate bill, payment, payday, and cash information. FluxBill can only work with what you put in. Inaccurate data will produce inaccurate guidance.

You should not enter sensitive financial account credentials — such as bank account numbers, routing numbers, or passwords — into FluxBill. The app does not ask for these and does not need them.

No guarantees

FluxBill does not guarantee that using the app will prevent late fees, overdrafts, missed payments, or other financial consequences. The app provides information and organization tools; what you do with that information is your decision.

FluxBill is provided as-is during this early testing phase. Features, pricing, and functionality may change. We will do our best to communicate significant changes.

Plans and billing

FluxBill offers a free plan that includes core features for up to 10 active bills. Paid plans (Pro and Premium) are shown in the app but live checkout and billing are currently paused during testing. You will not be charged unless you explicitly complete a future checkout process that is not yet active.

When billing goes live, paid plans will be billed monthly with no long-term contract. Details will be communicated before checkout is enabled.

Account use

You may use FluxBill for your own personal bill organization. You may not use FluxBill in ways that are unlawful, abusive, or that interfere with other users or the service itself.

We reserve the right to suspend or terminate accounts that violate these terms or that we believe are being used in bad faith.

Early-stage service

FluxBill is in early testing. This means the product may have bugs, features may change or be removed, and service availability is not guaranteed. We are actively working to improve stability and will communicate significant changes to testers.

Contact

Questions about these terms can be sent to: gkb422@gmail.com

Changes to these terms

We may update these terms as FluxBill evolves. If we make material changes, we will update the date at the top of this page.