FluxBill | Command Center

Know what bill needs attention next.

FluxBill shows you which bills need attention now — and which ones can wait. Set your cash and pay schedule, and FluxBill adjusts priorities around your actual payday timing.

Built for people who don't need a full budgeting app — just a clear, honest view of what to pay and when.

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FluxBill
🔔

FluxScore™

Your Stay Ahead Score

87

Bill Pressure: Low

You're in control

READY

↻ Updated today

How to Improve →

What To Pay Next

View All

Rent

Critical

Due in 2 days ›

Electric

High

Due in 5 days ›

Netflix

Safe to Delay

Due next week ›

Know what to pay next

Manage payment pressure

Improve your FluxScore

Stay ahead. Avoid surprises.

◈ No spreadsheets. No guesswork. Just clarity.

The problem

Tracking bills isn't the problem. Knowing what to pay — and when — is.

FluxBill skips the budgeting overhead and goes straight to bills. No category trees, no monthly plans, no goal trackers — just a calm command center that tells you what needs your attention.

Which bill comes first?

It's hard to know what to prioritize when everything feels urgent at once.

Can I afford everything this week?

Timing matters more than you think. Cash today isn't the same as cash next week.

What happens if I wait?

Late fees, stress, and financial setbacks — all avoidable with the right clarity.

How it works

Four steps. No setup gymnastics.

1

Add your bills

Name, amount, due date. Mark them recurring if they are. Takes a few seconds each.

2

See them prioritized

Bills sort automatically into Critical, High, Medium, or Safe to delay. Each one shows a clear reason.

3

Track payments

Mark paid in full or log a partial payment. Recurring bills auto-generate the next instance.

4

Watch your FluxScore

A transparent 0–100 score tells you whether you're ahead, steady, tight, or under pressure.

Preview

Decision-first by design.

The dashboard answers one question first: what needs my attention?

  • Four priority columns — Critical / High / Medium / Safe to delay
  • Transparent FluxScore — every penalty shown line by line
  • Cash-aware priority — bills bigger than half your cash get bumped up automatically
  • Mark paid inline — full payment or partial, recurring instances auto-roll
fluxbill.app / dashboard

Your command center

Free plan · 7 of 10 active bills

FluxScore

72/100

Steady

2 bills need attention soon.

Critical

Pay first

1
Electric — Con Edison$142.80

Due tomorrow

High

This week

1
Verizon Wireless$92.40

Due in 5 days

Honest positioning

What FluxBill isn't.

We're a bill command center — not a full budgeting suite. We try to be honest about that, including about what isn't built yet.

No

Not a full budgeting app

If you want category trees, transaction tagging, and long-term goal tracking, you'll want a full budgeting app. FluxBill won't replace those.

No

Not an AI chatbot

No conversational agent slapped onto the app. Today's intelligence is rules-based and inspectable. AI guidance is on the roadmap, grounded in your bills.

Yes

A focused bill command center

Four priority buckets, transparent FluxScore, and a clear next action on every bill. Built around payment pressure, not budgeting categories.

Yes

Honest about what's live

Rules-based guidance and FluxScore work today. AI guidance, smart import, and forecasting are flagged 'coming soon' — never claimed as live.

Real benefits

Stay ahead. Avoid surprises.

Avoid late payments

Know what's due before it's overdue. No more surprise fees or missed dates.

Reduce financial stress

Know exactly where you stand. Clarity today means confidence tomorrow.

Stay ahead of due dates

See what's coming and plan before it arrives. Your FluxScore shows the way.

Make confident decisions

Know your position before you pay. Never guess what to prioritize again.

Pricing

Simple. Cancel anytime.

Start free with up to 10 active bills. Upgrade when you want unlimited and the full picture.

Free

Track up to 10 active bills with the full decision-first dashboard.

$0 /month

  • Up to 10 active bills
  • Decision-first dashboard with priority sorting
  • Mark paid + partial payments
  • Recurring bills
  • FluxScore™
Start free
Recommended

Pro

Unlimited bills, complete payment history, and the full picture.

$9 /month

  • Unlimited bills
  • Full prioritization engine
  • Complete payment history
  • AI Bill Guidance
  • Stay-ahead planning tools
Join waitlist — Pro coming soon

Premium

Deeper planning tools for forecasting, scenarios, and next-month pressure — coming next.

$19 /month

  • Everything in Pro
  • Planning intelligence — coming next
  • Deep cash-flow forecasting — coming next
  • What-if planning scenarios — coming next
  • Priority support
Premium — coming soon

Live checkout is paused while we finish polish. You won't be charged today.

On the roadmap

What's coming next.

We ship in small, honest phases. Here's what's queued.

  • Live

    Bill calendar / timeline view

    Month-by-month calendar with day-click to add bills, priority color coding, and smart overdue / earlier / later grouping.

  • Coming soon

    Email reminders

    Heads-up notifications before each due date. Configurable per bill.

  • Coming soon

    AI guidance

    Simple explanations, weekly bill-pressure summaries, and what-to-watch notes — grounded in your actual bills, due dates, and available cash. Not a chatbot.

  • Coming soon

    Cash-flow forecasting

    What the next 30–60 days look like given your active bills and expected income.

  • Coming soon

    What-if planning

    Drag bills around the calendar to see how it affects your FluxScore and timeline.

FAQ

Honest answers.

Does FluxBill use AI?

Not yet. Today, FluxBill runs on transparent rules-based logic: priority comes from due dates, amounts, and your available cash. You can read every reason for every ranking — no black box.

AI guidance is a planned future phase. When it lands, it'll generate simple explanations, weekly bill-pressure summaries, and what-to-watch notes grounded in your actual bills, due dates, and cash — not a generic chatbot.

How is this different from a full budgeting app?

Full budgeting apps are exhaustive systems — categorization, monthly plans, goal tracking. They're great if you want all of that.

FluxBill skips budgeting and focuses on a single question: what bills need my attention right now? If you don't need a full system, you probably don't want one.

Can I import bills from my bank or email?

Not yet. Bills are entered manually today — and that's often a feature, since it forces you to actually look at each one. Smart import is on the roadmap once we're confident the core experience is right.

How does FluxScore work?

FluxScore is a transparent 0–100 score. Every penalty (overdue bills, criticals, cash crunch) is shown line-by-line in a "Why this score?" disclosure on the dashboard. No mystery weights, no AI guesswork — just a rules-based gauge you can sanity-check yourself.

What about email reminders or notifications?

Email reminders can be enabled in Settings. Reminder options may expand as paid plans go live.

Is my data secure?

Yes. Sign-in is OAuth through Google (we never see your password). Bill data is stored encrypted at rest, transmitted over TLS. Your account data is stored securely. Export and deletion controls are planned before wider launch.

Is FluxBill financial advice?

No. FluxBill is an informational tool that helps you organize and prioritize your bills. It does not analyze your full financial picture, recommend specific financial decisions, or replace advice from a financial professional.

Can I cancel anytime?

Yes. Paid plans bill monthly with no contract. Live checkout is paused right now while we finish polish — once it's on, you'll be able to upgrade and cancel from the Plan page directly.

Know what to pay next.
Stay ahead of every bill.

Free includes 10 active bills, the decision-first dashboard, and FluxScore. No card required.

◈ No spreadsheets. No guesswork. Just clarity.