Free
Track up to 10 active bills with the full decision-first dashboard.
$0 /month
- ✓Up to 10 active bills
- ✓Decision-first dashboard with priority sorting
- ✓Mark paid + partial payments
- ✓Recurring bills
- ✓FluxScore™
Personal Bill Command Center | Private Test
Know what bill needs attention next.
This private test shows you which bills need attention now — and which ones appear to have more time. Set your cash and pay schedule, and it adjusts priorities around your actual payday timing.
Built for people who don't need a full budgeting app — just a clear, honest view of what to pay and when.
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Know what to pay next
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Manage payment pressure
9:41
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⚡Command Center
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FluxScore™
Your Stay Ahead Score
87
Bill Pressure: Low
You're in control
✓READY
↻ Updated today
How to Improve →
What To Pay Next
View All
Rent
Critical
Due in 2 days ›
Electric
High
Due in 5 days ›
Netflix
More Time
Due next week ›
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Improve your FluxScore
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Stay aware of what's coming.
Know what to pay next
Manage payment pressure
Improve your FluxScore
Stay aware of what's coming.
◈ No spreadsheets. No guesswork. Just clarity.
The problem
Tracking bills isn't the problem. Knowing what to pay — and when — is.
This tool skips the budgeting overhead and goes straight to bills. No category trees, no monthly plans, no goal trackers — just a calm command center that helps you see what needs attention.
Which bill comes first?
It's hard to know what to prioritize when everything feels urgent at once.
How do bills compare to my cash?
See how upcoming bills compare with the cash information you entered.
What happens if I wait?
Bills that slip can add stress — staying aware of what's coming due can help you plan ahead.
How it works
Four steps. No setup gymnastics.
1
Add your bills
Name, amount, due date. Mark them recurring if they are. Takes a few seconds each.
2
See them prioritized
Bills sort automatically into Critical, High, Medium, or More Time. Each one shows a clear reason.
3
Track payments
Mark paid in full or log a partial payment. Recurring bills auto-generate the next instance.
4
Watch your FluxScore
A transparent 0–100 score tells you whether you're ahead, steady, tight, or under pressure.
Preview
Decision-first by design.
The dashboard answers one question first: what needs my attention?
- Four priority columns — Critical / High / Medium / More Time
- Transparent FluxScore — every penalty shown line by line
- Cash-aware priority — bills bigger than half your cash get bumped up automatically
- Mark paid inline — full payment or partial, recurring instances auto-roll
fluxbill.app / dashboard
Your command center
Free plan · 7 of 10 active bills
FluxScore
72/100
2 bills need attention soon.
Critical
Pay first
Electric — Con Edison$142.80
Due tomorrow
High
This week
Verizon Wireless$92.40
Due in 5 days
Honest positioning
What this private test isn't.
We're a bill command center — not a full budgeting suite. We try to be honest about that, including about what isn't built yet.
No
Not a full budgeting app
If you want category trees, transaction tagging, and long-term goal tracking, you'll want a full budgeting app. This command center won't replace those.
No
Not an AI chatbot
No conversational agent slapped onto the app. Today's intelligence is rules-based and inspectable. AI guidance is on the roadmap, grounded in your bills.
Yes
A focused bill command center
Four priority buckets, transparent FluxScore, and a clear next action on every bill. Built around payment pressure, not budgeting categories.
Yes
Honest about what's live
Rules-based guidance, FluxScore, and email reminders work today. AI guidance, smart import, and forecasting are flagged as coming soon — never claimed as live.
Real benefits
Stay aware of what's coming.
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Stay aware of what's due
See what's coming due, with time to plan ahead.
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Reduce financial stress
Know exactly where you stand. Clarity today means confidence tomorrow.
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Stay ahead of due dates
See what's coming and plan before it arrives. Your FluxScore shows the way.
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Make confident decisions
Know your position before you pay. See which bills may need attention next.
Pricing
Simple. Cancel anytime.
Start free with up to 10 active bills. Upgrade when you want unlimited bills and a clearer view of what's ahead.
Pro
Unlimited bills, complete payment history, and a clearer view of what's ahead.
$9 /month
- ✓Unlimited bills
- ✓Full prioritization engine
- ✓Complete payment history
- ✓AI Bill Guidance
- ✓Stay-ahead planning tools
Pro checkout is connected — live billing activates once payments are finalized. You won't be charged today.
On the roadmap
What's coming next.
We ship in small, honest phases. Here's what's queued.
- In progress
Bill calendar / timeline view
Calendar and timeline view is available and being refined for easier bill planning, priority color coding, and date-based workflows.
- Live
Email reminders
Heads-up before each due date. Enable in Settings — Free users get 3-day reminders; Pro users can choose 1, 3, 7, or 14 days before.
- Coming soon
AI guidance
Simple explanations, weekly bill-pressure summaries, and what-to-watch notes — grounded in your actual bills, due dates, and available cash. Not a chatbot.
- Coming soon
Cash-flow forecasting
What the next 30–60 days look like given your active bills and expected income.
- Coming soon
What-if planning
Drag bills around the calendar to see how it affects your FluxScore and timeline.
FAQ
Honest answers.
Does this app use AI?
Not yet. Today, it runs on transparent rules-based logic: priority comes from due dates, amounts, and your available cash. You can read every reason for every ranking — no black box.
AI guidance is a planned future phase. When it lands, it'll generate simple explanations, weekly bill-pressure summaries, and what-to-watch notes grounded in your actual bills, due dates, and cash — not a generic chatbot.
How is this different from a full budgeting app?
Full budgeting apps are exhaustive systems — categorization, monthly plans, goal tracking. They're great if you want all of that.
It skips budgeting and focuses on a single question: what bills need my attention right now? If you don't need a full system, you probably don't want one.
Can I import bills from my bank or email?
Not yet. Bills are entered manually today — and that's often a feature, since it forces you to actually look at each one. Smart import is on the roadmap once we're confident the core experience is right.
How does the score work?
FluxScore is a transparent 0–100 score. Every penalty (overdue bills, criticals, cash crunch) is shown line-by-line in a "Why this score?" disclosure on the dashboard. No mystery weights, no AI guesswork — just a rules-based gauge you can sanity-check yourself.
What about email reminders or notifications?
Email reminders are live. Enable them in Settings → Email reminders. Free users get 3-day reminders; Pro users can choose 1, 3, 7, or 14 days before each due date.
Is my data secure?
Yes. Sign-in is OAuth through Google (we never see your password). Bill data is stored encrypted at rest, transmitted over TLS. Your account data is stored securely. Export and deletion controls are planned before wider launch.
Is this financial advice?
No. This is an informational tool that helps you organize and prioritize your bills. It does not analyze your full financial picture, recommend specific financial decisions, or replace advice from a financial professional.
Can I cancel anytime?
Yes. Paid plans bill monthly with no contract. Checkout is connected — upgrade or cancel directly from the Plan page. Live billing is paused while we finalize payments, so you won't be charged today.
Know what to pay next.
Stay ahead of every bill.
Free includes 10 active bills, the decision-first dashboard, and FluxScore. No card required.
◈ No spreadsheets. No guesswork. Just clarity.